Michelle Gibley analyzes, discusses, and writes commentary on international markets, trends, and events. Her work helps U.S. investors and advisors understand the significance and financial implications of global markets on investment planning.

Prior to joining Schwab in 2008, Michelle was a pension fund investment consultant and equity analyst for several boutique investment advisors, starting in 1993. Her work has appeared in Bloomberg, CNBC.com, CNNMoney, Reuters, Kiplinger's Personal Finance, The New York Times, The Wall Street Journal, and on the Schwab Network. She holds a B.A. in Finance from the University of Colorado. She is a Chartered Financial Analyst (CFA) charterholder.