Thomas Werbinski is a Director and Taxable Research Analyst for Schwab Asset Management. Mr. Werbinski is responsible for credit and investment research for U.S. banks and broker-dealers.

Mr. Werbinski joined Schwab Asset Management in 2007 and has been working at Schwab since 1996. Prior to joining Schwab Asset Management, Mr. Werbinski worked as a risk analyst in the risk monitoring and analysis department and held several other positions at Schwab in risk management and retail.

Mr. Werbinski earned a Bachelor of Science in finance from the Arizona State University W.P. Carey School of Business.