Asset Management

Asset Management
Register

Omar Aguilar, Ph.D.

Behavioral Finance Insights from our CIO of Passive Equity and Multi-Asset Strategies

Omar Aguilar

Self-control bias

Self-control bias—2-minute video

Is the self-control bias affecting your clients? Help them find out by sharing this short, client-approved video, which provides actionable insights and guidance on how the self-control bias can potentially influence our investment decisions. Then consider exploring the behavioral finance program for advisors linked near the bottom of the page for follow-up tools.

Self-control bias in perspective

How giving in to instant gratification may impede long-term financial success.

Recency bias

Focusing on recent events can skew the data needed to make a good decision. For clients, this can lead to ill-informed investment decisions. Help them take a broader view of the financial markets.

Overconfidence bias

Most of us tend to overestimate our abilities. When it comes to money matters, such overconfidence can cause challenges. Here’s how to help clients take a more measured approach.

Loss aversion bias

Taking a loss is painful. In fact, research suggests that we feel the pain of loss much more than the joy of equivalent gains. But efforts to avoid losses can sometimes introduce new risks that may be damaging for investors.

Confirmation bias

It’s great to find other voices that support what you believe. But confirmation bias can be damaging—especially for investors. Here’s how to bring other perspectives to your clients’ financial decision making.

Home bias

It’s easy to stick with what you know. But for clients, this investment approach can lead to less diversified—and potentially riskier—portfolios. Here’s how to spot and address home bias.
Direct indexing

Schwab Personalized Indexing™

30 years of innovation have made possible the next step in investing for your clients: Schwab Personalized Indexing™. Learn more about this evolutionary strategy from Schwab Asset Management CEO Omar Aguilar, PhD.

Outlook 2021: Passive Equity & Multi-Asset Strategies

Behavioral finance: How investment biases affect investor decisions and influence market trends

Omar Aguilar, Chief Investment Officer, Equities and Multi-Asset Strategies, discusses behavioral finance principles and how they affect investor decisions and influence market trends. He also explains the importance of educating advisors on behavioral finance and how the Biagnostics™ program can help advisors deliver a better client experience.