Meet our behavioral finance team

Led by Omar Aguilar, Ph.D., our team of behavioral finance professionals has decades of combined experience in behavioral research and analytics, implementation and portfolio construction. The team has inspired thousands of advisors to incorporate behavioral finance into their practices and client portfolios.

Omar Aguilar
LEADERSHIP

Omar Aguilar, Ph.D.

Chief Executive Officer and Chief Investment Officer

Leader with 25+ years’ experience studying and implementing behavioral economics and decision sciences

Mark Riepe
LEADERSHIP

Mark Riepe, CFA

Managing Director, Head of Schwab Center for Financial Research

Author of numerous behavioral finance articles, including one with Nobel economics laureate Daniel Kahneman

Jake Gilliam
INVESTMENT RESEARCH

Jake Gilliam, CFA, AIF®

Managing Director, Head of Portfolio Construction Solutions

Implements behavioral finance in multi-asset portfolio design and advisor model portfolio consultations

Emre Erdogan
INVESTMENT RESEARCH

Emre Erdogan

Managing Director, Head of Quantitative Innovation

Combines traditional finance, behavioral finance and goal-based investing in portfolio construction

Natallia Yazhova
INVESTMENT RESEARCH

Natallia Yazhova

Director, Portfolio Construction Solutions

Leads Client Research and Insights team, analyzing investor behavior and trends for integration into investment solutions

Skander Soltani
INVESTMENT RESEARCH

Skander Soltani

Senior Research Analyst, Portfolio Construction Solutions

Conducts research combining behavioral finance insights with advanced data science methodologies

D.J. Tierney
EDUCATION AND IMPLEMENTATION

D.J. Tierney

Director, Head of Investment Portfolio Strategy Team, Senior Investment Portfolio Strategist

Key contributor to Schwab Asset Management’s behavioral finance program and presents to RIA clients and at industry conferences

Inga Rachwald
EDUCATION AND IMPLEMENTATION

Inga Rachwald

Director, Senior Investment Portfolio Strategist

Behavioral finance presenter for RIA clients and large RIA conferences; emphasis on the role of behavioral elements when building retirement income portfolios

Mike Savage
EDUCATION AND IMPLEMENTATION

Mike Savage, CFA

Director, Senior Investment Portfolio Strategist

Presenter on behavioral finance perspectives at Schwab client events and independent advisor symposiums

Learn more

To learn more about how our team can help you fine-tune your approach to behavioral finance, reach out to your Schwab Relationship Manager. We’re here to help with education, tools, strategies and more.

Information provided herein is for general information purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.

This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice.

Diversification strategies do not ensure a profit and do not protect against losses in declining markets.

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